bank account


Having a bank account in a Polish bank makes your stay and formalities related to possible payments for studies or accommodation much easier.

In order to open a bank account, you should go directly to the bank branch that offers the most benefits for you. In order to open a bank account, you should present, among other things, the following documents:

  • identity card (passport)
  • confirmation of student status (e.g. student card)
  • confirmation of accommodation


Offers for students are usually very beneficial, e.g. no account fees, free withdrawals from ATMs.



Banks are open from Monday till Friday, some of them also work on Saturday. All banks are closed on Sundays and public holidays. Large banks have their own cash machines and there are also independent cash machine networks (Euronet, Cash4YOU). If you have a card of a given bank, you may use its cash machines free of charge, whereas other card holders may pay a commission.

Payment cards (Visa, Maestro, etc.) can be used in most bigger and medium-size shops as well as restaurants (where you can usually see card logos on the entrance door). In some bigger supermarkets or chain shops, designated cash desks accept payments in euro (apart from zloty, the national currency) at an exchange rate given there.