health insurance

Each student is obliged to have health insurance for the duration of their studies, which entitles them to benefit from medical care in Poland.

Citizens of European Union member states should hold an European Health Insurance Card (EHIC) issued in their country of origin.

Students from non EU/EEA countries are advised to purchase health insurance in Poland immediately after their arriva.


The health insurance system in Poland is based on the principles of equal treatment and access to healthcare services. It relies on a number of general rules which are applicable unless a specific legislation or international agreement provides otherwise. The main institution responsible for the management of public funds for healthcare, and the pillar of the entire health insurance system, is the National Health Fund (Narodowy Fundusz Zdrowia, NFZ). The national health policy is the responsibility of the Ministry of Health.


Voluntary insurance...

...can be purchased from any insurance company or by joining an individual insurance with the regional branch of the National Health Fund.

Voluntary insurance with the National Health Fund can be taken out by a person studying in Poland regardless of their citizenship. In order to conclude a voluntary health insurance agreement with a regional branch of the National Health Fund, the following documents must be presented:

• Confirmation of the status of a student at a Polish university (e.g. student ID card)

• Confirmation of accommodation

• Current identity card (passport + visa + temporary residence card)


The current base of the contribution for foreign students is 620.00 PLN (data for 2019), while the monthly rate for insurance is 55,80 PLN.


West Pomeranian Branch of the National Health Fund in Szczecin

Arkońska Street 45

71-470 Szczecin


University insurance...

...applies only for foreign students:

• who hold a permanent residence permit in Poland,

• who hold a valid Card of the Pole (Karta Polaka),

• who are recognised as a person of Polish origin in the light of the Act on repatriation.




FIRST PAY THEN REFUND rule, please contact your insurance company for details.



Medical Poland Health

Medical Poland Health, in cooperation with the Lux Med Group, the foremost private medical care service in Poland, has created unique medical packages specifically dedicated to foreign students. The product we offer provides comprehensive specialist care and easy access to research at the highest level, and because of the helpline in English and mobile devices applications, we overcome the problem of the language barrier.

More information on MPH website

Note! West Pomeranian University of Technology in Szczecin is not responsible for the content of the MPH' s offer, nor we provide detailed information.