health insurance


Each student is obliged to have health insurance for the duration of their studies, which entitles them to benefit from medical care in Poland. Citizens of European Union member states should hold an European Health Insurance Card (EHIC) issued in their country of origin.

The health insurance system in Poland is based on the principles of equal treatment and access to healthcare services. It relies on a number of general rules which are applicable unless a specific legislation or international agreement provides otherwise. The main institution responsible for the management of public funds for healthcare, and the pillar of the entire health insurance system, is the National Health Fund (Narodowy Fundusz Zdrowia, NFZ). The national health policy is the responsibility of the Ministry of Health.


Voluntary insurance...

...can be purchased from any insurance company or by joining an individual insurance with the regional branch of the National Health Fund.

Voluntary insurance with the National Health Fund can be taken out by a person studying in Poland regardless of their citizenship. In order to conclude a voluntary health insurance agreement with a regional branch of the National Health Fund, the following documents must be presented:

• Confirmation of the status of a student at a Polish university (e.g. student ID card)

• Confirmation of accommodation

• Current identity card (passport + visa + temporary residence card)


The current base of the contribution for foreign students is 620.00 PLN (data for 2019), while the monthly rate for insurance is 55,80 PLN.


West Pomeranian Branch of the National Health Fund in Szczecin

Arkońska Street 45

71-470 Szczecin


University insurance...

...compulsory registration for health insurance by a university is obligatory for students staying in Poland:

• who hold a permanent residence permit,

• who hold a valid Card of the Pole (Karta Polaka),

• who are recognised as a person of Polish origin in the light of the Act on repatriation.